Yearly Budget Planner

Build a simple yearly budget by entering your annual take-home income and estimated yearly spending by category. See total expenses, annual surplus or deficit, and a percentage breakdown.

Enter yearly income and expenses

Total yearly income (after tax)

Include all annual take-home pay, estimated bonuses, and side income after taxes.

Housing

Rent, mortgage, property costs (yearly total)

Transportation

Fuel, transit, car payments, insurance, parking

Food & Groceries

Groceries and basic food costs

Utilities & Bills

Power, water, phone, internet, subscriptions

Debt Payments

Credit cards, student loans, other debts

Savings & Investing

Savings, investing, emergency fund contributions

Entertainment & Dining

Restaurants, events, hobbies, streaming, fun

Other / Misc

Gifts, clothing, travel, unexpected items

Enter your annual income and expenses, then tap “Calculate Yearly Budget” to see totals, surplus/deficit, and how your money is split between needs, wants, and savings.

Note: This planner treats housing, transport, food, utilities, and debt as “needs”, entertainment & misc as “wants”, and the savings category as “savings”. Real budgets are flexible — adjust your categories to match your situation and goals.

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