Retirement Savings Calculator

Estimate how much you could have saved by retirement using your current savings, monthly contributions, and an assumed annual rate of return. All calculations run locally in your browser—your inputs never leave your device.

Project your retirement balance

This calculator compounds monthly. Results are simplified estimates and do not account for taxes or fees.

Current age

Target retirement age

Years to grow will be calculated as retirement age minus your current age.

Current retirement savings ($)

Monthly contribution ($)

Total amount you plan to invest each month toward retirement.

Expected annual return (%)

A long-term stock-focused portfolio might assume 6–8% annually over decades.

Enter your age, savings, contribution, and return assumptions, then tap “Calculate”.

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