Estimate your debt-to-income (DTI) ratio by comparing your total monthly debt payments to your gross monthly income.
Before taxes and deductions. Include all sources (salary, bonuses, rental income, etc.).
Include housing, auto loans, credit cards (minimums), student loans, personal loans, etc.
If you provide this, the tool will also estimate a “front-end” housing DTI.
Note: Lenders may calculate DTI slightly differently and may include or exclude certain debts. This tool provides a simplified estimate and is not a credit decision.